Privacy & terms

Last updated September 26, 2026

The short version

Your numbers never leave your device. There's no sign-up, and we have no database of users. Everything you type is saved in your own browser's storage and nowhere else.

What we store

Your forecast data (balances, bills, income) is saved in your browser's local storage on your device. We can't see it, and it isn't sent to our servers.
Clearing your browser data, using a private window or switching devices means your data won't be there. Use Download backup on the Setup tab to keep a copy.
Safari on iPhone, iPad and Mac deletes a website's saved data if you don't visit it for 7 days. Adding the site to your Home Screen avoids that on iPhone and iPad. The Home Screen version keeps its own copy, so restore a backup there.
We ask your browser to keep the data even when storage runs low. Some browsers agree automatically; Firefox may ask you first.
Your browser also keeps a copy of the site's own files (not your numbers) so the forecast opens without a connection.
We don't set advertising or tracking cookies.

Third parties

Hosting: the site is served by Cloudflare, which processes standard request data such as your IP address to deliver the page and protect it from abuse. We may use Cloudflare Web Analytics, which counts visits without cookies and without tracking you across sites.
Fonts: the Inter typeface is served from this site, so no font service sees your visit.
Sponsored links and tips: some links on this site are affiliate or sponsored links, and are labelled "Sponsored". If you click one and sign up, we may earn a commission at no cost to you. The tip jar link goes to a third-party payment page. Those sites have their own privacy policies. None of your forecast data is passed to them.

Not financial advice

This is a planning tool. It projects your balance from the numbers you enter, and it can only be as accurate as those numbers. It isn't financial, tax or legal advice, and it doesn't know about pending transactions, fees or anything you haven't entered. Check with your bank before relying on a balance.

Terms of use

The site is provided free and "as is", without warranties of any kind. We aren't liable for decisions made using it or for any loss of data stored in your browser. We may change or discontinue the site at any time. By using it, you agree to these terms.

Contact

Questions or feedback? Email hello@paycheckforecast.com.